What keeps small business owners up at night? There’s a growing list of concerns and complex risks that small business owners face. The Small Business Risk Report recently published by Forbes Insights and The Hanover reveals that while small business owners recognize these risks, most say they are not spending enough time focused on how to protect…
Try and put yourself in the shoes of those who have gone through a natural disaster, and imagine this: Before a severe weather event hits – you hear the warnings from state officials and your local news, but might not take them too seriously. They’re urging the public to stock up on food and supplies,…
As the school year begins, take note of the items your child brings home. For example, many school districts are assigning laptop computers to students for their personal use. Or, your band or orchestra student may be assigned a school-owned instrument, especially if it’s a larger or more costly one. It’s a good idea to…
There are several methods that can help determine how much life insurance you may need. Once you have decided to purchase life insurance, the next question to answer is how much to purchase. Some people select coverage based on an arbitrary amount: $100,000 or $200,000. Others purchase enough to pay off a home mortgage or… via…
